What happens to your money when you die?

If you die before you’ve used the money in your RMDCP pension pot, we’ll pay out a cash lump sum. Tell us who you’d like us to pay it to, and the Trustees will take your wishes into account. Make sure you’ve filled in an ‘Expression of Wish’ form to help make sure the money goes to the right person (or people).

If you change your mind, just fill in a new form, so the Trustees are up to date.

To find out more about the benefits payable on death, please refer to the Plan Guide on the Scottish Widows website.